USDC to
mobile money payouts
Send USDC and Settlra pays out to mobile money in about 1 to 3 minutes.
Private beta. We launch in markets as we secure the required licences.
Products
One infrastructure platform, built in stages
Payments, settlement, wallets, organization management, and our developer API foundation are live in private beta today. The rest of the platform is in active development.
Available in Beta
Payments Infrastructure
Cross-border payouts, payment orchestration, and banking & mobile money rails.
Settlement
Stablecoin settlement with a target 1–3 minute window on supported networks.
Wallet Functionality
Multi-chain wallets, deposit addresses, and on-chain transaction history.
Organization Management
Team members, per-org roles, and account controls.
Developer API Foundation
REST API, API key management, webhooks, and a sandbox environment.
Coming Soon
Treasury
Multi-currency balances, stablecoin holdings, and liquidity management.
Advanced Compliance APIs
KYB/KYC verification, transaction monitoring, and audit trails.
AI Financial Copilot
Natural-language insights and automated reconciliation assistance.
Additional Infrastructure Modules
Analytics, reporting, and further platform capabilities as the beta expands.
Built for
Teams building the future of money movement
How it works
Three steps to instant payouts
Deposit USDC
Send USDC to your unique Settlra deposit address on Ethereum or Polygon. We detect your deposit in real time.
Convert & Send
We instantly convert at best-in-market FX rates and route the payment through our local network partner.
Recipient Gets Paid
Mobile money arrives in the recipient's wallet in 1–3 minutes. A webhook confirms the final status.
Initial availability
USDC to mobile money payouts
Settlra is in private beta. We launch in markets as we secure the required licences, and additional markets and financial rails are being added.
Mobile money
Local currency
Settlement in 1–3 min
Transparent pricing
No hidden fees. No monthly minimums.
Pay only for what you send.
Starter
+ $0.50 / transaction
Up to $500/tx · $10K/month
- REST API access
- Webhooks
- Sandbox environment
- Community support
Growth
+ $0.25 / transaction
Up to $10K/tx · $150K/month
- Everything in Starter
- Priority queue
- Idempotency keys
- Email support
- Bulk payouts
Enterprise
Volume-based FX spread
Unlimited transactions
- Everything in Growth
- Custom FX spread
- Dedicated account manager
- SLA guarantee
- On-premise deployment
Built for developers
Integrate in minutes, not months
Our REST API is designed for simplicity without sacrificing power. Comprehensive webhooks keep you in sync. Official SDKs for Node.js and Python — with more on the way.
curl -X POST https://api.settlra.com/v1/payouts \
-H "Authorization: Bearer pk_live_xxxxxxxxxxxx" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: order_8821" \
-d '{
"quote_id": "qt_01HXYZ9ABCDEF",
"recipient_phone": "+00000000000",
"network": "MOBILE_MONEY",
"recipient_name": "Grace Nakamura",
"idempotency_key": "order_8821"
}'// Response 201 Created
{
"payout_id": "…",
"status": "AWAITING_FUNDS",
"deposit_address": "0x…",
"source_amount_usdc": 25.5,
"target_amount_fiat": 95340,
"target_currency": "LOCAL",
"network": "MOBILE_MONEY",
"created_at": "2026-06-23T14:22:01Z"
}Ready to build with mobile money payouts?
We're onboarding a select group of beta partners. Apply now and we'll be in touch.